Ducks in a row: Quack the First

2014 is a year not only of Bronwyn and my significant round-number birthdays, but also of our tenth wedding anniversary. This is a year that we have been planning for since before we were married; this is the year that everything changes.

During our wild and wonderful travels around the world, we have been seizing opportunities and laying ideas like duck eggs. A very few of them hatched and wandered off or were eaten by pike, but most of them hung around and slowly grew to adulthood. Some even turned into swans. All of them come into their full plumage in 2014. This is the year that we get all our ducks in a row. Quack, quack, quack.

We never expected this particular duck to be the first. In fact, its basic features are less duck and more cuckoo. Decades ago in a different life I made an investment decision that, for most of its long and sometimes expensive life, was a lemon. It bounced along through recessions and financial crises, being bought and re-sold by commercial players in the sub-prime market, but the policy itself was locked in to mature in 2014. I had always assumed that when I received the pitiful payout, I would then invest it in some other (hopefully more profitable) venture.

So here we are. The investment matures next month, and mysteriously has picked up a bit of value in recent years, despite the global recession. But what to do with the payout, in a world of minimal interest rates and austerity?

At about the same time, we realised that if we were going to stay in the UK, we really really didn’t want to keep haemorrhaging rent payments, and we were already feeling over-exposed in the property market, so we didn’t want to buy another house. So where would we live?

After the dramatic success of our life on our first yacht Pindimara, we have always planned to buy The Next Boat and sail her home to Australia from wherever we happened to be. This wasn’t due to happen until about 2019, but we suddenly realised that we could kill three birds with one stone by buying The Next Boat, and living on her until we were ready to leave.

So, uh, here she is.

Elizabeth, our new home

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